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"faxNumber": "3379484364", "telePhone": "3379426529",

Tips for Getting Car Insurance for First-Time Drivers

Getting car insurance for the first time can be very costly and difficult. Unfortunately, insurance companies classify first-time drivers as high risk – which means that these drivers will pay much higher premiums than experienced motorists. If you are a first-time driver – or the parent of a young driver – the following tips can help you to find the right coverage at the best price.

Get Added to an Existing Policy – In many cases, the best and least expensive option is for the first-time driver to be added to the insurance policy of a parent, grandparent or guardian. In these situations, many insurance companies will offer you significantly lower premiums, access to various discounts and low or even no down payment required.

Be Sure to Shop Around – If you can’t get added to an existing policy, it pays to shop around in order to find the lowest rates. Doing research online is often the easiest way to do this. However, there are also independent insurance agencies that will get quotes from multiple companies for you. You can check into local independent agencies online – or go the old-fashion route and call them to speak directly to an insurance agent.

Pay Up-Front – Many insurance companies will give you a significant discount if you pay for a six-month or one-year policy in full – rather than making monthly payments.

Good Student Discounts – If you are still in school, some insurance companies will offer a discount if you maintain a grade average of B or better.

Take a Class – Successfully completing a defensive driving class can earn you a discount with some insurance companies.

Injured in a car accident? Contact Morrow, Gates and Morrow today.

If you or a loved one is injured in a car accident, it’s vital that you protect your rights by getting legal assistance immediately. At Morrow, Gates and Morrow, our attorneys have a great deal of experience in handling cases involving car accidents. We’re here to help you get the compensation you need and deserve.

 

Disclaimer:  The blog posts from Morrow, Gates & Morrow consist of hypothetical scenarios, opinions and generic information. These scenarios are in no way meant to assess blame on any party in real-life situations and are presented for informational purposes only.

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Legal Disclaimer: The content of Morrow, Gates and Morrow LLC’s website is for informational purposes only. Do not construe the content and information of this website to be legal advice. Morrow, Gates and Morrow, LLC. does not promise or guarantee any result for services rendered. The blog posts from Morrow, Gates & Morrow consist of hypothetical scenarios, opinions and generic information. These scenarios are in no way meant to assess blame on any party in real-life situations and are presented for informational purposes only.