You and the Law

Photo credit: Canva.com When you sign up for cell phone service, open a bank account, apply for a job or try to get a credit card, you may be signing away your legal rights if a dispute arises later. In the fine print of these sorts of contracts, there is often a...

Photo Credit: Adobe Stock The right to vote is a foundation of our democracy guaranteed to U.S. citizens by the Constitution. You are eligible to vote if you are a U.S. citizen, meet your state’s residency requirements and are 18 years of age or older. Individual...

Photo Credit: Adobe Stock A normal part of aging, a cataract is a medical condition in which the eye’s lens becomes clouded, eventually affecting vision. The first sign of cataracts may be nearsightedness, which glasses can correct. Over time, however, night vision...

Photo Credit: Adobe Stock If you’re strapped for cash until your next payday, you may be tempted to take out a payday loan. This short term loan comes due on your next payday. You give the lender a personal check for the amount you borrow plus the fee charged for the...

Cell phones are an essential part of daily life for many people. Unfortunately, they are also the source of a new form of identity theft, cell-phone account fraud, which can have serious financial consequences. A crook can open a cell-phone account in your name using...

Photo Credit: Adobe Stock Dementia is a progressive decline of brain function associated with aging. The increasing rate of dementia has become a worldwide health problem. The most common forms of dementia are Alzheimer’s disease and vascular dementia. A healthy...

Photo Credit: Adobe Stock All physical activity is good for your health, but walking is particularly beneficial. Studies show that walking improves our mental and physical health, supports the body’s immune system, and helps to maintain a healthy weight. Regular...

Photo Credit: Adobe Stock Most people know that too much sodium in their diet, usually in the form of table salt, can contribute to such health problems as high blood pressure. Over 70 percent of the salt consumed daily is in processed, packaged foods and in...

Photo Credit: Adobe Stock Tanning beds are a popular way to get a head start on a bronzed summer look or to maintain a summer tan in winter. Many people consider tanned skin to be a healthy look. But tanned skin is actually a sign of skin damage. Skin exposed to...

Photo Credit: Adobe Stock Credit card rewards programs are popular with many consumers. They help credit card issuers to attract new customers and keep existing ones. Rewards may be in the form of miles that you can use to purchase airline tickets, points that count...